July 1 Traffic-Law Shake-Up: How New Rules Affect Accident Liability

Indiana rang in the new fiscal year with a highway makeover. Speed limits on I-465 around Indianapolis jump to 65 mph, acknowledging real-world traffic flow while raising the stakes for crashes above that threshold. 

Simultaneously, the state stiffened penalties for handheld phone use. Since 2020, touching your device has been illegal; starting July 1 2025, a first offense can trigger a mandatory court appearance and steeper fines - escalating to misdemeanors when distraction causes injury. 

Legal ripple effects

• Comparative fault math: Exceeding the new speed limit or fiddling with a phone can slash your recovery if you’re deemed ≥51 % at fault.

• Evidence goldmine: Post-crash subpoenas for vehicle telematics and phone records become even more persuasive to juries now that statutory duties are explicit.

• Insurance adjuster playbook: Expect tougher settlement negotiations; carriers will cite any documented speed or phone violation to devalue claims.

  
  

Driver checklist

1. Go hands-free - mounts are cheaper than citations.

2. Use cruise control to stay under 65 mph.

3. After any crash, photograph the speedometer if safe; metadata can rebut exaggerated speed allegations.

   
   

Were you hit by a speeding or distracted driver? Call Brinkley Law today at 317-766-1379.