Ultimate Guide to Indiana Personal-Injury Claims (2025 Edition)

If you’ve been injured in an accident in Indiana, you may be entitled to compensation, but navigating a personal-injury claim can feel overwhelming. This guide breaks down the essentials so you know what to expect and how to protect your rights.

What Is a Personal-Injury Claim?

A personal-injury claim is a legal process used to recover compensation after being harmed by someone else’s negligence. Common cases include car accidents, slip-and-falls, dog bites, medical malpractice, and workplace injuries.

Time Limits: Indiana’s Statute of Limitations

Indiana law gives you two years from the date of the injury to file a lawsuit (Indiana Code § 34-11-2-4). If you miss this window, your claim may be barred - so act quickly.

What You Can Recover

Compensation or “damages,” typically includes:

• Medical bills (past and future)

• Lost wages and reduced earning capacity

• Pain and suffering

• Emotional distress

• Property damage

In rare cases, punitive damages may be awarded if the defendant’s conduct was especially reckless or malicious.

Auto Accidents: Indiana Is a Fault State

In car crash cases, Indiana uses a comparative fault system. You can recover damages as long as you’re less than 51% at fault, but your compensation is reduced by your percentage of fault. For example, if you’re 20% at fault and awarded $100,000, you’ll receive $80,000.

Insurance Matters

Before filing suit, your attorney will usually negotiate with the at-fault party’s insurance company. Be careful: insurance adjusters may downplay your injuries or push for quick settlements. Don’t sign anything without legal review.

Do You Need a Lawyer?

In injury cases - yes, you need a personal-injury attorney. They’ll handle paperwork, negotiations, court filings, and maximize your settlement.

Final Tips

• Document everything: photos, medical visits, and witness names

• Don’t post about the accident on social media

• Get a consultation from a qualified Indiana personal-injury attorney

Knowledge is power - know your rights, and don’t settle for less. If you’ve been injured in Indiana, contact Brinkley Law today at 317-766-1379 to discuss your case.